If you’re a teacher or nurse, you’re in luck, but any other job is going to be more challenging. U.S. Army: My Army Benefits: Family Separation Allowance (FSA). Military spouses face many challenges, so its nice to have benefits to balance the scale. Plus, you’ll have access to several gyms on base and lots of places to run and walk. If you marry later, you can add your spouse, but they must be married to you for at least one year prior to … Your husband will be gone from home for training, field operations, and so forth. The surviving spouse be a widow or widower who was married to you when you enrolled. At the end of the day, though, while being a military wife has its unique challenges, you’ll be a stronger woman for it. Vietnam Navy vets may be eligible for Aid and Attendance pension if they are 65 years of age or older and received an other than dishonorable discharge. The Aid & Attendance Benefit is both one of the most valuable benefits available to veterans and their spouses and one of the most underutilized. If you’re not into working out, you might not be as interested in this perk, but it will definitely be easy to maintain a physically fit lifestyle as a military wife. Military Spouse Education Benefits. You may have to go to counseling more often, and the chance of success for a military marriage is much lower than civilian marriages. You’ll want to ensure that you and your husband are as open and honest as possible, meeting each other’s needs, and being the stress relief that the other person needs so that you grow together and not apart in the military. Going back to the previous example, that means that if you PCS from North Carolina to Virginia, your child has in-state tuition in Nebraska, North Carolina, and Virginia. Your email address will not be published. 20/20/20 benefits means the full gauntlet of benefits available to ID card holders. Related Article – Navy Uniform Regulations As a military wife, you’ll learn to make friends quickly and make friends everywhere. And you’ll get to do something every woman wishes she could do—go to a military ball. Starting pay of up … A small-town Missouri native, Katie is a graduate of the United States Naval Academy with a degree in English. I can’t tell you how many times I’ve heard my female civilian friends complain about how messy their husbands are and how they are always picking up after them, but I have never heard that from a military wife. The lyrics even talk about drinking. Each base that you and your husband are stationed at will give you the opportunity to make new friends. There are always activities to take part in on base, and with the MWR (or equivalent), you’ll have plenty of opportunities for reasonably priced travel. If your son or daughter is considering joining the Navy, you might be surprised by the education opportunities, career advancements, personal growth, and life experiences that are ahead of them. A bad deployment or challenging career course has led to countless divorces in the military. There are several reasons why being married in the Navy -- or being married to someone in the Navy -- can be more beneficial than not being legally bound to another person. You might have to put your career dreams on hold so that your husband can pursue his career in the military. Eligible reasons for the separation include service members deployed on ships or away from their station for temporary duty for more than 30 days at a time, or because the relocation costs aren’t covered at the government’s expense. Related Article:  20 Reasons to Join the Military (and 7 reasons not to). Related Article – Dishonorable Discharge: Reasons, Consequences, And More. Tricare covers a portion of costs depending on the plan families are enrolled in. When a retired service member dies, some military pay and benefits end. You can always reach out to the community for assistance with survivor benefits, financial counseling, connecting to support networks and locating community resources. Advertiser Disclosure: This site may be compensated through the advertiser affiliate program (at no cost to you). Your desires will always be second to the military, and no matter how much your spouse wishes he could be there for a birthday, anniversary, etc., if he’s deployed/gone for training/out in the field, it won’t happen. However, the Navy hymn (Eternal Father) is majestic, inspiring and rarely leaves a dry eye among a Navy congregation or crowd. You won’t be at a loss of what to do as a military wife. No other benefits are available, such as commissary, PX/BX, etc. One of its programs, the Navy-Marine Corps Relief Society, provides financial assistance for families with eligible needs, such as the cost of establishing a household. And don’t forget about Space A travel, which makes it cheap to fly overseas if you have a flexible schedule. This means that whenever you want to travel to Germany, for example, you just have to figure out what friend is stationed there, and you’ll already have a place to stay! The former spouse retains an ID card and all benefits that go along with it, including Tricare medical, access to military installations, the commissary, etc. Finally, you’ll get to live in a variety of places in the United States and see different parts of the country. As the phrase goes, “If the Marine Corps [or other branch of the service] wanted you to have a wife, it would have issued you one.”. The military continues to provide support and benefits to service members and their families even after retirement. See our list of 10 of the biggest benefits of being a military spouse, as well as 5 major downsides. Spouses can enroll in the Military Spouse Preference Program, which grants them preferential employment placement in civilian positions for the Department of Defense. 4 March 2020. In addition to SEAL leadership traits, SEALs receive a salary, medical and life insurance, education funding, travel and supply discounts, and more. Our Official Music The Navy’s official service song (Anchors Aweigh) is set to the tune of an old English drinking song. Thanks to my friends, I’ve come up with a detailed list that will tell you all the amazing benefits of being a military wife as well as some downsides you should be prepared for. Similarly, you can find anything that you’ll need like shoes, clothing, electronics, and so forth at the PX (or equivalent), and you won’t have to pay any tax on what you buy. You’ll also get discounts to pretty much every place imaginable as a military spouse. Additionally, outpatient visits to military clinics and hospitals are completely covered. I am a retird Navy Veteran who got married after my retirement. Military spouses are eligible to receive up to $100,000 in life insurance coverage. it is a max of $4500 over 2 years to help pay for an Associates degree or certification such as medical transcription/dental hygienist( so-called portable careers). Health Benefits – Unremarried Former Military Spouses – No Length of Time Required For military spouses who do not qualify above there is the DOD Continued Health Care Benefit (CHCBP) Program. Once married, service members can obtain a Family Service Members’ Group Life Insurance policy of between $10,000 and $100,000 for their spouse. Or the flaws that you often don’t hear about? As for college benefits, as of August 1, 2009 some dependants may be eligible to receive their spouses GI Bill benefits. They've been added one at a time for more than 200 years, and each time Congress passed a new law authorizing and creating a new veteran benefit, it included eligibility requirements for that particular benefit. Children Former spouse and children coverage may also be elected. If you PCS while you have a kid in college, that child will still be eligible for in-state tuition in the two states as well as a third, the one you’re moving to. One of the most often misunderstood aspects of military divorce is what survivor benefits are available to a former spouse under military retirement. One privilege when on active reserve is the ability to take advantage of lower costs at a commissary or exchange. Required fields are marked *. THE NAVY JOURNEY. Addition … Military Life Will Take Over Your Life, 5. For example, married members of the Navy may grant power of attorney to their spouses while away on active duty. According to the DoD Defense Finance and Accounting Service, the allowance was $250 per month, as of April 2014. As a military widow or widower, you’ll always be a part of the military network, just as your spouse’s service to our country will never be forgotten. Based in the Northwoods of Wisconsin, Megan Torrance left her position as the general manager for five Subway restaurants to focus on her passion for writing. 20-20-20 spouses retain their TRICARE medical coverage, commissary, and exchange shopping privileges, and access to other base amenities as long as they do not remarry. Pretty much every college will give you a discount for being a military spouse. His career included tours with SEAL Delivery Vehicle Team Two and SEAL Team Two in … Don’t be afraid to ask when you’re applying for a job if you’ll get a hiring preference as a military spouse. The FFSC offers services like individual and family counseling, emergency transportation in disaster situations, legal assistance, financial management assistance, education loans for family members and relocation help. Spouses can enroll in the Military Spouse Preference Program, which grants them preferential employment placement in civilian positions for the Department of Defense. Chances are that there will be several races on base each year if you’re a runner. Notify me of follow-up comments by email. You know the countless hours your husband has spent trying to be the best he can at his job to protect America’s freedom. Although it will be hard to leave those friends when you PCS, you’ll end up with friends all over the United States and the world. Plus the price of meat is way cheaper than anything you’ll see out in town. For example, the Nex at the Norfolk Naval Base is enormous. If you’re close with your family and/or your husband’s family, there’s a good chance that you will be stationed far away from them. If you don’t have a degree already, you’ll be able to use your husband’s G.I. Depending on your educational pursuits, you might really make out as a military spouse. VA benefits for spouses, dependents, survivors, and family caregivers As the spouse or dependent child of a Veteran or service member, you may qualify for certain benefits, like health care, life insurance, or money to help pay for school or training. https://militaryspouse.usNeed MyCAA Navy Wife Benefits?Being married to the military means moving a lot, but what if you want to go back to school? Navy members and their families have access to the Fleet and Family Support Center, which provides numerous programs that assist military families. Aid and Attendance Benefit. Her work has been published on such sites as Chron, GlobalPost and eHow. The U.S. Navy automatically pays service members a higher basic pay if they’re married. Some days I have a love/hate relationship with the Marine Corps. The Navy is the next step for many young people looking to grow, learn, and create a meaningful future for themselves. Veteran benefits weren't created all at one time. This action allows the spouse at home to handle business on the service member’s behalf, like filing taxes and managing bank accounts. Once a year, you’ll have an excuse to wear that floor-length gown, get your hair, nails, and makeup done, and have an amazing night with your husband. The children will only receive SBP payments if the former spouse remarries before age 55 or dies. We may earn a commission when you buy through links on our site. Related Article – Military One Source: Your Go-To Guide (and 12 things you never knew). And then there are the days when I have a HATE/HATE relationship with the Marine Corps. Your email address will not be published. I always thought that when the husbands weren’t deployed, they were home most of the time. These Navy SEAL benefits allow each SEAL to contribute to his community, family and country. For example, my best friend and her husband were stationed in Rota, Spain, and they went to Gibraltar for a day trip. She served 5 years as a Surface Warfare Officer, including 2 deployments onboard a Guided-Missile Destroyer and Aircraft Carrier. It’s basically a small mall. Family Servicemember’s Group Life Insurance (FSGLI) is an extension of SGLI that covers spouses and dependent children of Navy service members insured under the SGLI program. On the flip side, though, you’ll experience some particular challenges as a military wife. Depending on the base you’re at, this could be a huge bonus. Because you’ll move every 2 or 3 years, it may be challenging to find an employer who is willing to hire you for such a short time. Your husband’s job requires him to stay in good physical shape, so you can too. 1. Finally, your marriage will undergo significantly more stress than other marriages, and you and your spouse will both have to be committed to see it through. The tough six months you spent away from your husband during deployment won’t mean a thing when you get to see him for the first time again! A divorced military wife may be able to obtain wage garnishment from her … If you’re stationed overseas (or even when your husband is deployed), you’ll learn about other countries. It's common to have questions about everything from qualifications and life in the Navy, to benefits and career options. Unique Experiences For You (and Your Kids), 5 Not-so Great Things About Being A Military Wife, 3. Some civilian companies will even give a hiring preference to military wives because they know how challenging it can be sometimes to find employment as a spouse. You won’t have to pay any tax. What Was Your Primary Reason For Joining The Military. Copyright © 2020 www.OperationMilitaryKids.org. I personally am a little obsessed about getting the best deal possible for groceries, but you’ll get great prices on groceries with the commissary. Torrance specializes in creating content for career-oriented, motivated individuals and small business owners. It includes basics such as ambulance services, hospitalization, outpatient treatments, physical exams, diagnostic tests and dental care. This surprised me. Whether you’re an Army wife or an Air Force husband, if you want to get a degree, it would be well worth your time to look into the following education benefits packages. Depending on the deployment, you may be able to visit them overseas during a holiday like 4th of July for example. If you have kids, they will also benefit from the wide variety of scholarships and essay contests available to them as military kids. Additionally, spouses and dependents receive DoD IDs, which grants them authority to receive Uniformed Services privileges. Most frequently, former spouses who qualify for military benefits under the 20-20-20 rule are the spouses of retirees. My second mom and dad are retired military, and I’ve gone with them twice to Disney where they can purchase a 4-day park hopper once a year for the price of a 2-day pass with their IDs (and that’s for up to 6 people!). Similarly, another military wife I know was stationed in Korea, and she took the opportunity to visit the Great Wall of China since it was quite easier to fly from Korea to China than the United States to China. Once married, service members can obtain a Family Service Members’ Group Life Insurance policy of between $10,000 and $100,000 for their spouse. Military members can elect to … We all know the standard benefits of being a military wife—Tricare, married to someone who looks amazing in a dress uniform, and knowing that your husband has a steady income and housing will always be taken of with BAH. Replaced Pension Benefits on Divorce with updated links. You’ll be especially proud to be an American, and holidays like Memorial Day and 4th of July will probably have a special significance to you. Navy Pay and Benefits Navy Pay - The Basics Basic Pay, Basic Allowance for Housing (BAH), and Basic Allowance for Subsistence (BAS) are the fundamental components of military pay. But that’s not true. There is no standardized legal definition of "military veteran" in the United States. (she wanted a rich man). Plus, the benefits far outweigh any difficulties you’ll face. Federal law permits wage garnishment of a federal employee's wage earnings, which include his salary, commissions, retirement earnings and pension benefits, under certain circumstances. As a military spouse, you’ll have a hiring preference for government jobs. Spouses of service members can be added onto Tricare, which is the military’s health insurance plan. I’ve known some amazing military wives, and many service members themselves will tell you that military wives are the silent heroes, holding down the home-front while their husband is overseas! You will be completely powerless to the needs of your husband’s branch of service. You’ll likely find yourself wishing that your family and friends lived closer. But what about some of the other perks that are maybe less discussed? If your spouse was a veteran, their service to the country entitles you both to some benefits that can help, even if your husband or wife is no longer with us. Thanks to years of people screaming in your husband’s face to make sure his bed is made properly, the chances are that your husband is going to be significantly more neat than the husbands of your civilian friends. You’ll be a single parent most of the time, which can make you feel a bit unhappy that you ever decided to be a military wife in the first place. If you’re stationed overseas, you’ll not only have the opportunity to experience living in a different country but also opportunities to travel to other countries while you’re over there. Plus, military kids get in-state tuition in two different states (and potentially up to three): the state where you and your husband are currently stationed as well as your home state. This benefit provides lower costs on everything from groceries to clothing. If you love your career, this may be particularly challenging and cause some tension between you and your husband. This certainly doesn’t cover all of the benefits you are eligible for or all of the logistics of living on or off base, but it does give you a solid place to start! Spouses can find many advantages ranging from educational benefits to employment opportunities. Also don’t be afraid to ask your installation’s spouse and family support centers for help or guidance. That ought to give you a huge pride for your husband’s occupation and of course your husband himself. For example, they can access military post exchanges where they can purchase brand-name products, often at a lower price, without sales tax. (Beautiful cover photos courtesy of A Beautiful Moment Photography). Each base that you and your husband are stationed at will give you the opportunity to make new friends. Other benefits for widows of veterans include educational assistance in the form of grants and low-interest loans, home loans, educational and vocational counseling, financial counseling and fiduciary services. This is definitely something you want to take full advantage of! This is especially true if you’re overseas. Finally, you’ll have a special gratitude for all that our service members do for our country because you know what life for them is actually like. You know he’ll encourage you in working out, and he’ll probably even want you to work out with him. Related Article: 9 Common Private Military Contractor Jobs (and 3 uncommon ones). Corrected the link titles under the divorce section. Related Article: 13 Pros And Cons Of Joining The Marines. Pursuant to 10 U.S. Code § 1072(2)(G) & (H), a former spouse who meets the 20/20/15 criteria is a dependent solely for purposes of military medical care only, and receives one year of transitional medical benefits. Especially if you’re an adventurous person, you’ll have a great time as a military wife (and mom). The children covered are the eligible children from the marriage of the member to the covered former spouse. Although the Navy, Airforce, Marine Corps have not come out with the full policy, it is intended that military spouses can receive transferable benefits. Many programs are provided automatically upon entrance to military service or marriage to a service member. For example, Wyoming provides free tuition and fees to state colleges for the spouse of a deceased veteran whose death was connected to service in the United States military. All Rights Reserved. If you’re raising kids, this could be particularly hard, as you may not have the support you need for young children. See our advertising policy here. Military spouses are provided with a variety of financial benefits including full health care benefits (medical, dental and vision), financial aid assistance for education and survivor benefits. Far and away the most valuable benefits available to military spouses are those created to … You’ll get to do many things civilians don’t get to do. There are numerous benefits, and some downsides, to being a military spouse. The criteria for 20/20/15 benefits are:: Married at least 20 years, Bill after a certain number of years. That means you’ll get first dibs on government jobs if you’re a qualified candidate, making it easier when you are PCSing. How To Choose The Right Military Branch For You, Military One Source: Your Go-To Guide (and 12 things you never knew), Dishonorable Discharge: Reasons, Consequences, And More, 9 Common Private Military Contractor Jobs (and 3 uncommon ones), 20 Reasons to Join the Military (and 7 reasons not to), Attending the Naval Academy Preparatory School. Plus, you’ll have to learn acronyms and deal with gear spread all throughout the house. This means that if your home state is Nebraska, and you’re stationed in North Carolina, your kids will get in-state tuition for both of those states. You’ll basically be manning the house yourself and living alone, which is especially hard if you’re raising kids. You’ll likely find that well-meaning friends and family will ask you questions about military life, and it will be hard sometimes to describe it in civilian terms! It also includes a portion of coverage for maternity and infant care, prostheses, contagious diseases, and conditions including surgical, medical, mental, nervous and chronic. You’ll get to put together care packages and learn about military history. Unlike most civilians, you’ll probably have visited most of the states by the time your husband gets out. VA benefits for U.S. Navy Vietnam Era vets include disability compensation, health care, home loans, educational and training programs, employment services, pensions and burial. See "Spouse" Costs and Benefits. Um, yeah. Freedom comes at a price. Stressors That Other Couples Don’t Have to Deal With. While you may know about some of them, others might come as a surprise. Aside from the governmental benefits provided to spouses, each state provides a different set of benefits for veterans and their spouses. Chris is a former U.S. Navy SEAL, 18-Delta Combat Medic, and SEAL Sniper. She has a Master's Degree in Education from Johns Hopkins University. If your husband hasn’t yet reached that number, you’ll be eligible for thousands of scholarships. Under certain circumstances, service members whose families can’t live with or near them at permanent duty stations receive a Family Separation Allowance. In many cases, health care benefits are … As a military wife, you’ll learn to make friends quickly and make friends everywhere. Get to live in a variety of scholarships provides numerous programs that assist military families coverage may also elected... Gi Bill benefits States and see different parts of the member to the DoD Finance. 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